FIRST TENNESSEE

When it comes to banking, there's nothing like convenience. Whether it's having several locations from which to choose or being able to take care of financial business from your laptop while you're in the Bahamas, your time is just as valuable a commodity as is your cash. First Tennessee understands that. And does something about it, too.

Besides offering online banking and numerous locales in the area, First Tennessee is there to help you take care of your money. Its trained professionals will walk with you every step of the way, from buying your first car to planning for your retirement. If you need insurance, they've got that too, not to mention IRAs, CDs and mutual funds.

And best of all? They'll give you a sucker to take home with you after a transaction, even if you're an adult.

Runners-up: AmSouth and SunTrust